Cards via Stripe
Visa, Mastercard, American Express, Apple Pay, and Google Pay. Most secure path for users outside Russia and Iran. 3D Secure is supported.
Instant activation
Three payment paths so every user can subscribe — including users in Russia and Iran where international cards are blocked.
Pick whichever method works in your region. All three give you the same plan, the same servers, and the same refund policy.
Visa, Mastercard, American Express, Apple Pay, and Google Pay. Most secure path for users outside Russia and Iran. 3D Secure is supported.
Instant activation
BTC, ETH, USDT (TRC20 / ERC20), TRX, BNB, LTC, and 100+ other coins. The recommended path for users in censored regions — fully anonymous.
5–30 min activation
Russian cards via SBP (Система быстрых платежей) and MIR. The recommended path for Russian users when international cards are declined.
Instant activation
Crypto networks charge a transaction fee that varies by minute, especially on Bitcoin and Ethereum. If the network fee was higher than expected when your transaction confirmed, NowPayments shows "partially received" — they got less than the invoice amount.
We auto-credit the difference up to a small tolerance. If the underpayment is larger, your dashboard will show a "top up" button. Pay the missing amount in the same currency and your subscription activates immediately.
Stripe and Lava.top: instant. The webhook fires within seconds of approval and your dashboard updates before you can refresh the page.
Crypto via NowPayments: 5–30 minutes. The wait depends on the coin's confirmation count: USDT-TRC20 confirms in under 1 minute, BTC needs 1 confirmation (~10 minutes), ETH needs ~3 minutes for finality.
If 60 minutes have passed and your subscription is still inactive, open a support ticket with your transaction hash — we will manually verify and credit your account.
Stripe declines a card for a specific reason — we just relay the bank's response. The four most common reasons:
If your card keeps failing, switch to crypto. NowPayments accepts 100+ coins and never declines for KYC reasons.
We offer a 3-day money-back guarantee on first paid charges. Open a support ticket with your account email — refunds process in 5–7 business days for cards and 1–3 hours for crypto reversals.
All three payment paths give you the same servers, the same protocols, and the same refund policy. Pick whatever works in your region.